If you are
If you are going to take a college student loan, certainly the lender will want to know things about you. Your name goes without saying; and your address too. Very likely, they will require details of your student status as well. You are going to have to let them have it, so that you can have the money. Perhaps the chief sources of financial aid for when you are in college are all kinds of federal programs and scholarships. But if all of those do not apply to you, you may want to settle for a simple college student loan. Sure, you have to pay it back some way, but it is better than having nothing and missing out on your dream. There are all kinds of institutional sources at the college or university that you can get money from. Why would you ever take a college student loan? You have to pay back on the loan! And big too. But if it is what you want, you should just go for it without thinking too long or hard about it. When you need financial aid, you may decide you will seek to win a grant from someone, based on financial need. However, you are more in control of your own destiny with a college student loan. You don’t have to let someone else dictate how you spend the money. As long as it is legal, and as long as you are not squandering it, you should not worry your head a bit. There is little doubt that tuition rates in colleges and universities aren’t quite what they used to be anymore. The 80s have seen to it that they are higher, so that even people who could have made college now have to give up on their dreams. But you don’t have to. You can take a college student loan and see how well you will do instead.
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